Beyond the Brackets:

A CPA’s strategy for a tax-efficient, life fulfilling retirement.

Richard Heckard, CPA

“Our Retirement Tax Strategy Session is meant to help assess the totality of your tax situation, and see how to maximize your wealth.

From Roth Conversions to Stress-Testing tax law changes, as CPAs, our job is not to sell products, but create solutions for your unique financial life.”

Have You Been Asking Yourself These Questions?

  • What Tax Laws Are at Risk of Changing?

  • How Do I Handle Large Capital Gains?

  • Is a Roth Conversion Right for Me?

  • How Do I Manage My RMDs?

  • How Does the Budget Deficit Effect Taxes?

  • Can I Get Tax Free Social Security?

  • What about "Death Taxes"?

  • Am I Being Tax Efficient?

Our Retirement Tax Strategy Session is specifically tailored for pre-retirees and retirees who are looking to maximize their tax situation and increase their total wealth.

Steven K. Howell, CPA, CFP

“Studies continually show that the 5 years before retirement and the first 5 years of retirement are the most critical 10 year window in your entire financial life. If a recession occurs close to that window, your financial situation needs to be secure.”

Beyond the Brackets is a component of our Pathways Program.
Pathways to Retirement is both a course and our holistic financial planning process.


If you’re interested in working with us, follow this link to learn about our First Conversations.